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Social Welfare Schemes and Measures - 10

Micro Units Development and Refinance Agency Bank or MUDRA Bank is a Public Sector Financial institution.

Launched in 8th April 2015 by Prime Minister Narendra Modi

The roles envisaged for MUDRA include laying down policy guidelines for micro enterprise financing business and registration of MFI entities as well as their accreditation and rating.

It is being set up through a statutory enactment and will be responsible for developing and refinancing through a Pradhan Mantri MUDRA Yojana.

The Bank will be set up with a corpus of Rs 20,000 crore and a credit guarantee fund of Rs 3,000 crore. 
The Bank will nurture small businesses through different stages of growth and development of businesses termed as 
1. Shishu :- This is will be the first step when the business is just starting up. The loan cover in this stage will be upto Rs 50,000.  
2. Kishor :-  In this stage, the entreprenuer will be eligible for a loan ranging from Rs 50,000 to Rs 5 lakh. 
3.  Tarun :- This last and final category will provide loans for upto Rs 10 lakh.
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